The IA Risky Business

After a number of posts about protecting your home and personal belongings time to turn our thoughts to your business. This is our core service. It's the protection of your business that is paramount to our community. We have seen a number of real examples where companies with incorrect or even NO insurance have suffered a loss and simply had to close their doors. What many don't consider is the value of a business to the broader community by way of jobs and economic stimulus. For a small business with say 10 employees, that's 10 families affected. Those 10 are then linked to another 20 and so on so. If the business is key to an area it's not just the loss of jobs but loss of main attraction. Shoppers may not return to smaller outlets if the main one is gone, thus damaging employment and the economy in a town. You need to take a certain amount of risk in your business but having a complete and up to date business insurance policy in one area where you can shift tha...

We've been trialling Saturday morning trade for a couple of months now. It's all been done with basically no advertising. Considering our present business size, going too hard on something with limited staff resources could backfire, so it's been softly softly. Since we started the business in September 2011 we have had a very clear road map. Business planning is paramount to any businesses success, but for us it wasn't just planning growth, resources, overheads etc, we made a very clear and conscious decision from day one to have a set of business morals and community awareness that were unbreakable. For us the business is our lifeline, but it is also a window into who we are as individuals. There are any number of Insurance providers around so how do you stand out from the others in your area. For starters when planning our business and when amending and massaging our business plan our first thought it 'how does this impact our clients and our community?...