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Showing posts from October, 2012

The importance of Incident Reporting

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We spent the weekend going from party to party. Now 10 years ago that would have been club to pub, but with 2 beautiful daughters aged 7 & 4 it means cake to lollies back to cake, throw in some fairy bread then all fall down! Yes similar affect to the old club to pub days but it's the sugar doing the damage nowadays. One of the kids parties was at a local amusement style park. The girls had a ball on water slides and all kinds of things. Our youngest had finally built up enough courage to go with dad on the go karts. Now these go karts aren't powered mind you, a cable takes you to the top of the hill then you "Plummet" down riding the brake pedal all the way. Whilst walking to the Go karts we witnessed a frightening event. A young boy, maybe 10 - 12 years old had lost control of the kart at the very top of the hill and for whatever reason could not engage the brake pedal. There was only one outcome here and it involved a terrifying ride for the lad to the

It wont happen to me!

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In this weeks memo we want to focus on a real life story that has been in the news lately. It makes you ponder on where our priorities lie sometimes. Insurance - as many think - is really low on the priority list. Here is a story that may change your mind. In Brisbane just a few weeks back a single mum and her 7 children aged 2 to 13 were roused by their smoke alarm. A fire had started behind a rental Television in the wiring and was quickly engulfing the home. All 8 got out in time but after the fire was extinguished were left with nothing.                                           Great news that all are okay but the family was not insured for contents insurance. We want to focus on what contents insurance can do for. Doing a quick calculation through one insurer on a policy limit of $35,000 personal contents generated a premium of $500 or $41 per month. (This is an indication for example purposes only based on our old address in Postcode QLD 4227) If this family had this cov

Our Philosophy on life & business.

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  Most know of the story of William Wallace which was told on the big screen by Mel Gibson in 1995. Without going into a history lesson William had his young wife murdered by the invading English, then with his small band of men rallied all of Scotland to fight back and retake their home land. Many similar stories of the persecuted fighting back exist in history where someone or a small group did all they could to help their community. Reality is it still happens today. Just look at the news and what is happening in places like Syria. There is absolutely no way we are going to sit here and draw close parallels between any of the above actions and what we do! For starters Blue Face paint is a pain to get off! However, in our industry giving back to the community is the basis of what we do . When dealing with an insurance broker it is the only time you have someone working for you in regards to insurance. Unfortunately our community still doesnt understand the role of a