2018 - What you need to know!
Welcome to 2018. I don't know how long you can keep wishing people a Happy New Year, but my theory is if you haven't spoken to the person yet this year then it's fair game. Might get weird around May - June I agree. Change is a constant in life and in this industry we are far from immune. 2018 is shaping up as one of big change so what better way to outline what you need to know then via Blog. Whether it's Government Legislation changes, Privacy Protection laws or rates and availability of coverage in the market, 2018 has it all. We'll start with the one most look at straight away. The total Premium. This is a big one as you will see significant change in this space that may affect your hip pocket. Most Insurers have been absorbing high claim costs for many years mostly through natural disasters. Whatever your stance on Climate Change it is apparent over the past decade that Storm events have much higher impact then in the past and increased levels of seve